What is a “fee only” planner?

Third Millennium Advisors, Inc. is a fee only investment advisor. We receive compensation solely from our clients. We do not receive compensation from the providers of financial products. We provide objective unbiased financial advice based on the client's financial situation and goals.  

For investment management, we are commonly paid on a percentage of assets under management. For financial planning, we work on a quoted, fixed fee or on an hourly basis. Insurance consulting is commonly done as part of financial planning. We can also work with the client and insurance brokers to select better insurance policies and to tailor the policies to the client’s specific needs.